I was standing near the service counter the other day (waiting for my 7 year old to tie his shoes for the 5th time in that trip...he's a lefty and just can't seem to tie them tightly) and I noticed that you can buy all sorts of gift cards from Kroger.  Here's the thought that immediately popped into my dementedly frugal head:

1.  Load my Kroger card with my credit card to get points from the credit card company.
2.  Use the Scrip card that I just loaded to buy other gift cards.
3.  Get extra money off my gas by buying gift cards.

Before you send me an email saying that I am trying to cheat the system, Kroger advocates that you buy the gift cards and use them like cash.  Next, I know that some people don't like to give gift cards for gifts, but I a practical (and picky, ask my mom) girl by nature, so I love gift cards.  It's like having two Christmases and it frees up other money to do with what you need to.

So, just a thought for you if you need a last minute thing for someone...